purchase

Buying a home is exciting!!! But, it can sometimes feel scary and overwhelming. It doesn't have to be. Let us guide you through the home buying process. We'll do our best to take all the drama and hassle out of it (at least on the lending side).

Homebuying Tips

refinance

There are many great reasons to refinance. Whether it's to reduce your monthly payment, consolidate debts, get cash out or just lower your rate, we can help with that. Click the tab below for examples of how we've helped homeowners just like you.

Refinance Examples

Conventional

"Traditional" Financing

Conventional Loans are the most common mortgage programs (think Fannie Mae & Freddie Mac). They offer a wide array of loan programs, including fixed and adjustable rate options as well as jumbo loans.

fha

Federal Housing Administration

FHA financing is a great option for many homebuyers. Requires as little as 3.5% down to purchase a home. More lenient for those with not so perfect credit and/or high debt to income ratios.

VA

Veterans Affairs

The VA offers some of the best home loans available. 100% purchases. 100% cash out refinances. No MI. Streamline refinances. Active duty and retired military may be eligible as well as those serving in the National Guard.